Personal Questions & Answers

Please select a question from those listed below to identify answers. We welcome the opportunity to assist you with any questions you might have.

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Banking:

Are deposit accounts FDIC insured ?
Can I open an account if I don't live in the United States or I am not yet a citizen ?
To what extent can I conduct all my banking from my home or office ?

Checking:

How do I set up Direct Deposit of my payroll check ?
How do I set up Direct Deposit of my Social Security check ?
Are wire transfers possible to and from my checking account ?
How do I make a deposit to my account from a remote location ?

Online Banking:

How do I access my accounts online ?
What products can I apply for online ?
Can I access both my Business and Personal accounts under the same ID ?
How frequently is my information updated ?
Can I look at all of my transactions at any time ?
How do I sign up for Personal Online Banking ?
Why can't I see my past "Account History" within Online Banking ?

Online Bill Payment:

How does Online Bill Payment work ?
Are all payments made electronically ?
Why might my checking account show checks posted in the 5,000 range ?
How do I sign up for Online Bill Payment ?
How do I use the NEW Bill Payment system ?
How long does it take to setup a new payee in the Bill Payment system ?
Can I enter a bill payment to the new payee during those two business days ?
Why is it important to enter the "Payment Due Date" when entering bills ?
What is the approximate delivery time for payments made via Online Bill Payment ?
Do you offer Alert Messages in conjunction with my Bill Payment account ?

Online Bank Statements:

How far back can I go when viewing Bank Statements online ?

Enhanced Login Security

I keep getting this prompt for something called Enhanced Login Security ?
I often use a public computer. Should I go ahead and enroll that computer ?
How is my identity authenticated ?
Can I enroll multiple computers ?
How will you handle accessing multiple accounts from one computer ?
When will I get challenged ?

Online Security:

I'm still hesitant about banking online. Can other people see my information ?
What about completing forms within online applications. How secure are they ?
What about information that is stored on your systems. Is it encrypted as well ?
What exactly is encryption and why does it make everything more secure ?

 

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